GSI disability insurance news covering guaranteed issue disability insurance and guaranteed standard issue insurance programs, including updates on hospital sponsored GSI, PGY 1 and PGY 2 eligibility, residency start date requirements, and policies issued during training. Articles analyze changes in GSI insurance coverage, no medical underwriting and simplified issue pathways, and how outcomes such as modified offer, rated policy, or declination from fully underwritten policy compare to coverage issued without medical questions. Coverage topics include true own occupation disability insurance, non cancellable policy terms, portable disability insurance, future increase option and benefit purchase rider provisions, as well as pre existing condition limits, two year mental health limitation, and post training eligibility.