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Two men in a payment exchange, one concealing extra bonus pay from disability insurance coverage.

Bonus Pay Excluded from Group Disability Coverage

September 23, 2026
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Relay runners at the instant of a baton handoff, symbolizing how a life waiver of premium provision carries group life insurance coverage through a disability leave without a gap.

Life Waiver of Premiums Question Few Ask Before Going on Disability

September 22, 2026
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Jamie Fleischner and attorney Edward Dabdoub of Dabdoub Law Firm on episode 23 of the Income Protection Journal Podcast, discussing how a group disability policy's own-occupation definition switches to any-occupation after 24 months, and what that means for law firm partners and associates.

Benefits Stop When Definition of Own Occupation Becomes Any Occupation [Podcast]

September 16, 2026
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Jamie Fleischner, disability insurance specialist and host of the Income Protection Journal Podcast, compares an employer group long-term disability plan against an individual policy at her desk, reading the any-occupation definition and benefit period that decide what supplemental coverage is worth to a high-earning professional.

Two Disability Policies Cover One Professional and Only One Pays

September 12, 2026
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Jamie Fleischner, disability insurance specialist and host of the Income Protection Journal Podcast, explains how a group long-term disability plan applies its pre-existing condition exclusion during a professional's first 12 months with a new employer.

Pre-Existing Conditions in Group LTD Coverage [Podcast]

September 2, 2026
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Income Protection Journal Podcast episode artwork for the Grayson Owen interview on disability insurance for S corp owners and executive disability coverage.

Executive Disability Coverage Blind Spots with Grayson Owen [Podcast]

August 19, 2026
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Did You Know More People Insure Their Cars Than Themselves? [Podcast]

July 28, 2026
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Income Protection Journal Podcast episode with Principal actuary Andy Schafer and host Jamie Fleischner explaining employer disability insurance

What Your Employer Disability Coverage Actually Pays, Explained by the Actuary Who Priced It 

July 20, 2026
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Income Protection Journal Podcast episode with claims attorney Ethan Abramowitz and host Jamie Fleischner on buying disability insurance that pays

Own Occupation Decides Whether an Attorney’s Disability Policy Pays [Podcast]

July 16, 2026
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