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Income Streams and Covered Earnings Definition, Disability Insurance for Business Owners

Multiple Income Streams Disqualify Business Owner From Individual Disability Benefits

October 3, 2026
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Unfortunately, a lawyer on partial disability working half a caseload may not always qualify for half of their disability benefits.

Half a Caseload Does Not Guarantee Half a Disability Benefit

October 3, 2026
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Jamie Fleischner and Maxwell Schmitz, President of Yetworth Insurance Solutions, on episode 24 of the Income Protection Journal Podcast, discussing the difference between an individual disability policy and business overhead expense insurance for practice owners.

Lung Transplant Tests Business Overhead Expense Insurance Policy

September 29, 2026
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Three brass upholstery tacks lying at different angles on a bare cream surface, in a stipple editorial illustration about cutting past a benefits summary to the instrument that actually governs a disability claim.

Disability Plan, Not Employee Handbook, Governs Benefits

September 28, 2026
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A photorealistic scene of a disheveled, unwell-looking professional woman carrying a cardboard box of personal belongings out of a law firm's office building, symbolizing a career interrupted by disability.

Denied Disability Claim Sends Lawyers to Court on Carrier’s Terms

September 27, 2026
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A stipple illustration of a small, slumped figure seated in the pose of Rodin's Thinker atop a tall stack of pennies, feet unable to reach the ground, symbolizing a disability benefit that looks substantial but is measured in the wrong denomination.

Group Disability Plans Fall Short of Replacing Income for Attorneys

September 24, 2026
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A football player, a veterinarian, a surgeon, a dentist and an investment banker stand side by side, representing the range of occupation classes that set a different disability insurance premium for identical coverage.

Occupation Class Sets Disability Insurance Premium Rates

September 24, 2026
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Two men in a payment exchange, one concealing extra bonus pay from disability insurance coverage.

Bonus Pay Excluded from Group Disability Coverage

September 23, 2026
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Relay runners at the instant of a baton handoff, symbolizing how a life waiver of premium provision carries group life insurance coverage through a disability leave without a gap.

Life Waiver of Premiums Question Few Ask Before Going on Disability

September 22, 2026
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