The Set For Life Blog
When is it Time to Drop Your Disability Insurance Policy?
So much is written about when and how to purchase an individual disability insurance policy. However, little has been written about when to drop the policy. When to buy. It is important to protect your income when you are dependent on your earnings. If you and/or your...
Covid-19 Coronavirus–Does My Life Insurance and Disability Insurance Policy Cover Me?
Does disability insurance cover coronavirus? If you’re applying for disability insurance, a global health crisis such as coronavirus can have consequences for your policy. But if you’re already covered, your policy will cover you the same as any other illness. You...
2 Year Period of Incontestability–Life and Disability Insurance
When you purchase a life or disability insurance policy, your policy will automatically have a clause called the period of incontestability. This clause causes a lot of confusion. The clause states that if you have a claim in the first two years of the policy, the...
Jamie Fleischner Featured In Insurance Magazine
Jamie Fleischner, President of Set for Life Insurance was recently featured in Insurance News Magazine. Congratulations! The article can be read here:...
Can A Disability Insurance Broker Help Me with My Claim?
Disability insurance claims Recently a potential client contacted me and asked me if I could help assist them in the future if they encountered a disability insurance claim. I explained to them how it worked. Brokers can listen to their clients and direct them to the...
What Happens When I Get Declined for Disability Insurance?
Disability insurance can be the most difficult type of insurance to acquire. This is directly related to the fact that there is a 1 in 3 chance that people will be come disabled and can't work at some point in their career. Furthermore, disability insurance policies...
Can I Get Disability Insurance if I’m Pregnant?
People often ask if they can obtain individual disability insurance if they are pregnant. The answer is YES! Here are a few things to keep in mind: Some companies may not offer coverage if you are in your 3rd trimester. If you apply while in you 3rd trimester, you may...
How Purchasing Life Insurance Saved My Life
By Dr. X, client of Set for Life Insurance. I wish to remain anonymous as I write this as it is a very personal story. However, I thought it was important to share with others as I may be able to help others through what I experienced. My life seemed to take a pretty...
Can I Get Life or Disability Insurance If I’m Overweight?
When you apply for disability insurance, they discern your risk of having a claim. If you are considered overweight, you may receive a rating, an additional premium assessed to your policy. Here is a scale showing the height weight chart. keep in mind that companies...