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Income Protection Journal Podcast episode with Principal actuary Andy Schafer and host Jamie Fleischner explaining employer disability insurance

What Your Employer Disability Coverage Actually Pays, Explained by the Actuary Who Priced It 

July 20, 2026
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Income Protection Journal Podcast episode with claims attorney Ethan Abramowitz and host Jamie Fleischner on buying disability insurance that pays

Own Occupation Decides Whether an Attorney’s Disability Policy Pays [Podcast]

July 16, 2026
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Black and white stipple engraving of an ophthalmologist's phoropter with one lens blacked out, illustrating a disability insurance exclusion rider

Once a Disability Insurance Exclusion Rider is Removed, It Never Gets Reinstated

July 7, 2026
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Income Protection Journal Podcast episode with Analisa Cleland and host Jamie Fleischner on how she was talked out of disability coverage and it cost her

She Was Talked Out of a Disability Policy. Here’s What It Cost Her.

June 26, 2026
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Wall Street Journal hedcut stipple illustration of an analog automotive fuel gauge with the needle pinned past the Full mark, illustrating SEP-IRA and solo 401(k) contribution capacity that cannot be exceeded and cannot be funded from disability benefits.

SEP-IRA and Solo 401(k) Contributions Stop During Disability

June 20, 2026
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Painterly editorial still life of scattered paper receipts on a wooden desk, including a restaurant check, rideshare receipts, an Apple Store receipt, and business cards, illustrating the documentation a self-employed buyer presents to a disability insurance underwriter.

Two-Year Schedule C Average Sets the Self-Employed Maximum Benefit

June 19, 2026
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Painterly editorial illustration of an East Asian woman in her late thirties seated at a hot desk in a WeWork-style coworking space with a file box, laptop, and water bottle, illustrating the transition from W-2 employment to 1099 contract work.

Workplace Disability Coverage Ends the Day a Worker Goes 1099

June 18, 2026
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Painterly editorial illustration of a Black male residential contractor in a building office reviewing a project-budget spreadsheet on his computer, with a yellow hard hat, rolled blueprints, and tools on the desk.

Business Loan Disability Coverage Ends When the Loan Ends

June 17, 2026
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Conceptual editorial illustration of a balance scale with two money bags labeled Life Insurance and BLP, illustrating the trade-off between term life and business loan disability insurance as loan collateral.

Business Loan Disability Insurance Covers What Term Life Does Not

June 16, 2026
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