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Life Changes.
Get Set.

Thousands have trusted Set for Life’s expertise to simplify the insurance purchasing process, allowing you to focus on what truly matters to you; living your best life.

Disability Insurance

Safeguard your income with customized disability insurance policies. Protecting you if you’re sick or injured and can’t work in your own occupation, with access to all major companies for the best coverage at competitive prices. Disability Insurance

Life Insurance

Secure the future of those who matter most to you. At Set for Life, access a range of life insurance policies tailored to your unique needs. Learn More.

Long Term Care

With rising life expectancy, the importance of long-term care insurance has never been greater. Protect your assets and secure your future well-being with a customized policy designed to cover long-term care or nursing care needs. Learn More.

What Sets
Us Apart

Client Experience

Since 1993, our professionalism, deep expertise, and personalized approach have fostered loyal relationships. Set for Life is licensed in all 50 states. As a nationally recognized business, we deliver an unparalleled high-touch experience that sets us apart from the competition.

Objectivity

As independent brokers, we work solely on behalf of our clients, leveraging access to most companies in the industry to find the most suitable policies at the best price. We shop around and present the options that best fit your individual needs.

Discounts

Set for Life is dedicated to getting you the best coverage for the best rate. Our clients have access to the largest portfolio of discounts available nationwide.

We Create Clients for Life

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Dr. Arianna W.
Gastroenterologist, Denver, CO
Set For Life Insurance really takes the time to get to know the client and his/her needs. Service is very individualized and personable, and ultimately exactly what I needed. I felt very well taken care of, and will definitely return in the future when I have more needs.
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Dr. Alexander W.
Anesthesiologist, New Haven, CT
Set for Life Insurance exceeded my expectations. They took the time to get to know me and understand my needs. They provided excellent service and communicated well throughout the initial process and over the years.
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Dr. Sanjit M
Dentist, Atlanta, GA
I wanted to extend my gratitude to Set for Life Insurance for their tremendous help. I had requested quotes from multiple websites and the process seemed overwhelming—until I finally contacted Set for Life. They took the complex process and simplified it for me. They listened to me… Read more
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Andrew K.
Attorney, Greenwood Village, CO
As parents of three young children, we knew that life and disability insurance was of the utmost importance…We also found that Set for Life provided an unprecedented level of support and knowledge to help sort through our needs and various coverage. Not only did Set for Life make sure we got the right coverage at a great rate, but they provide ongoing support to ensure that our family is adequately protected as our lives change. It’s this peace of mind which makes Set for Life stand out.
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Blake W.
Director of Business Development at Consilium Design
Jamie is a true professional in every since of the word. She is very personable, knowledgeable and always follows up. My father is a retired personal lines agent and I understand how difficult the insurance world is to navigate. I only wish she handled personal lines so I could have her write all of my insurance!
CM
Dr. C. Mirshab
Anesthesiologist, Denver, CO
Ever since completion of my medical residency, Set for Life Insurance has been a tremendous help and resource with my disability insurance needs. They are readily accessible and inform me on any updates as they happen. I feel comfortable that I am getting excellent advice and accurate information.
JR
Dr. Jason R
Pediatric Orthopaedic Surgeon, Denver, CO
Set For Life Insurance has been great to me in getting my specialty specific disability insurance plan set up as well as helping it function to my benefit. I was involved in a major car accident last year which almost took my life as well as almost ruined my career as an orthopedic surgeon. Thank you, Set For Life, for all you have done.
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Ricardo S
CEO, Miami, FL
Set For Life Insurance sets themselves apart by their attention to detail, objectivity, responsiveness, and outstanding customer service.
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Joshua W.
Investment Banker, New York, NY
Set For Life Insurance’s professionals and staff are so capable and easy to work with. They truly set themselves apart!
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Sonya L
Regional Service Manager
Jamie and her team at Set For Life Insurance by KF Financial take a personal, pro-active approach with each of their clients. Jamie works extremely hard to provide her clients with the best possible insurance solutions based on their needs. I would highly recommend Jamie at Set For Life Insurance for your insurance needs.
WM
Dr. Willow M
Pediatrician, Anchorage, AK
Set for Life Insurance has been helping our family with an array of financial needs for 13 years. Back when we were starving students and starting a family, they helped us understand and outline goals for income protection, savings, college planning, and life insurance. Even though we could not afford to do it all at once, they helped us make a plan. Today, as our children are growing older and I am part of a thriving medical practice, Set for Life continues to help us with our goals. They are not only experts in their field, but they feel like friends, too.
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Dr. Sonja O.
Physician, Denver, CO
I have worked with Set for Life Insurance since my first day of residency (~15 years ago!). She looks at me as a mother and as a physician. I have always felt secure in the knowledge that Set for Life is and has been looking out for my best interest and the well-being of my family!
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Stuart G.
Database Developer, El Cerrito, CA
Set for Life Insurance has been my disability insurance resource for several years now. They have been tremendously helpful in demystifying the insurance world for me. They are always responsive, but what I appreciate most is their proactive anticipation of my needs. With Set for Life on my side, I’m confident that I’ll be able to provide for my family in the event of a disability.
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Kris R.
Certified Public Accountant, Dallas, TX
Set For Life Insurance has been very helpful to my partner and I over the years. They clearly have our best interest in mind when recommending companies and policies. They were sensitive to our unique situation.
VT
Dr. Vu T.
Cardiologist, Washington, DC
I realized after contacting Set for Life Insurance, I did not need to shop elsewhere. They did all of the legwork and simplified the process for me. Thank you, Set For Life!
JW
Jonathan W
CRNA, Louisville, KY
Thank you, Set for Life for making this process as painless as possible. After shopping around all over the internet, I’m so glad I finally found your firm. You made the process a pleasure and simple. Thank you for your professionalism and for exceeding my expectations.
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Dr. Susan B.
Pediatrician, Anchorage, AK
As a young physician, I am new to the world of disability insurance. Set for Life has been very helpful every step of the way. I really feel like Set for Life Insurance helped me get the best policy to suit me and my family for now and many years to come.

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