When you apply for disability insurance, they discern your risk of having a claim. If you are considered overweight, you may receive a rating, an additional premium assessed to your policy. Here is a scale showing the height weight chart. keep in mind that companies vary slightly but this is a good guideline.
HEIGHT AND WEIGHT GUIDELINES FOR LIFE AND DISABILITY INSURANCE
Height/Weight Chart
MALE
Height
Preferred
Plus
Pref NT & Pref T
Standard
Plus
Std
NT
Std
T
Feet
In
Low
High
Low
High
Low
High
4
8
83
126
82
137
81
150
>150
>137
4
9
85
131
84
142
83
155
>155
>142
4
10
88
136
87
147
86
160
>160
>147
4
11
92
141
91
153
90
166
>166
>153
5
0
96
146
95
158
94
171
>171
>158
5
1
99
150
98
163
97
177
>177
>163
5
2
103
155
102
168
101
182
>182
>168
5
3
107
160
106
173
105
188
>188
>173
5
4
110
164
109
178
108
193
>193
>178
5
5
114
169
112
183
111
199
>199
>183
5
6
117
174
116
188
114
205
>205
>188
5
7
121
179
119
193
118
211
>211
>193
5
8
123
184
122
199
120
216
>216
>199
5
9
128
189
126
204
125
222
>222
>204
5
10
130
195
129
210
127
228
>228
>210
5
11
134
200
132
215
131
234
>234
>215
6
0
137
205
136
221
134
240
>240
>221
6
1
142
211
140
227
137
246
>246
>227
6
2
145
217
144
234
142
253
>253
>234
6
3
149
222
147
240
145
260
>260
>240
6
4
152
228
151
246
149
266
>266
>246
6
5
157
234
155
253
153
273
>273
>253
6
6
161
240
159
260
157
280
>280
>260
6
7
165
245
164
266
162
287
>287
>266
6
8
169
250
168
272
167
294
>294
>272
6
9
174
255
173
278
172
301
>301
>278
FEMALE
Height
Preferred
Plus
Pref NT & Pref T
Standard
Plus
Std
NT
Std
T
Feet
In
Low
High
Low
High
Low
High
4
8
82
123
81
134
80
146
>146
>134
4
9
84
127
84
139
83
151
>151
>139
4
10
87
132
86
144
85
156
>156
>144
4
11
90
137
89
149
88
162
>162
>149
5
0
92
142
91
154
90
167
>167
>154
5
1
94
147
93
159
92
172
>172
>159
5
2
97
151
96
163
95
178
>178
>163
5
3
99
156
97
168
96
183
>183
>168
5
4
101
161
100
173
99
188
>188
>173
5
5
103
165
102
178
101
194
>194
>178
5
6
106
170
104
183
103
200
>200
>183
5
7
107
175
106
188
105
205
>205
>188
5
8
111
180
110
194
108
211
>211
>194
5
9
114
185
112
199
111
216
>216
>199
5
10
117
190
116
205
114
222
>222
>205
5
11
120
195
118
210
117
227
>227
>210
6
0
122
200
121
216
120
233
>233
>216
6
1
126
206
124
222
123
239
>239
>222
6
2
128
211
127
229
126
245
>245
>229
6
3
132
217
131
235
129
251
>251
>235
6
4
136
223
134
242
132
258
>258
>242
6
5
139
229
137
248
136
264
>264
>248
6
6
143
235
141
255
139
270
>270
>255
If you purchase a policy and are rated, the company may allow you to try again after a year to reduce your rate. They like you to not only be within the normal weight range but to keep the weight off for at least 12 months.
For more information about weight and life or disability insurance or to request a quote, contact Set for Life Insurance today!
