If you’re a medical resident, fellow, or physician just starting out in practice, there’s exciting news from Ameritas that could significantly boost your long term financial protection.

Ameritas has increased their issue limits for disability insurance coverage, making it easier than ever for physicians to lock in higher monthly benefits with discounted rates whether they are in training or early practice.

📈 What’s New?

Ameritas has officially raised their monthly benefit limits to the following levels:

• Residents and Fellows (MD and DO) – Up to $7,500/month regardless of the year in training.

• Physicians Entering Practice (within 2 years post training) – Up to $8,500/month

🚨 Key Update: No More Group LTD Offset for New Physicians

Previously, Ameritas only excluded group LTD Long Term Disability coverage from benefit calculations for the first 180 days after starting practice. Now, that exclusion applies for the full first two years which means you may qualify for higher individual disability benefits without your group policy reducing your eligibility.

For more information about Ameritas’s new individual disability insurance for physicians limits or to request a disability insurance quote, contact Set for Life Insurance today!

At Set for Life Insurance, we specialize in working with physicians and medical professionals to tailor disability insurance that grows with your career. Reach out today to learn how you can take advantage of these increased Ameritas limits before your eligibility changes.