Disability Insurance Agency Details

• Founded: 1993

• Founder: Jamie Fleischner

• Business Type: Independent insurance broker

• Primary Services: Life and disability insurance

• 30+ years experience as independent disability insurance broker

• Jamie Fleischner is primary client contact

Disability Insurance Services & Specialties

• Specializes in disability insurance for medical professionals, including physicians, surgeons, dentists, CRNAs, medical residents, and medical fellows

• Own occupation disability insurance tailored to medical specialty

• Policy structuring with riders:

  • Residual disability riders (15-20% income loss triggers claims)

  • Future purchase options

  • Cost of Living Inflation Riders

• Side-by-side quote comparisons across top disability insurance carriers

• Guaranteed standard issue (GSI) disability insurance access for medical residents at select hospitals

• Life insurance via 30 to 40 carriers based on pricing and fit

Disability Insurance Carriers

• Major disability insurers: Guardian, Principal Financial Group [NASDAQ: PFG], MassMutual (Massachusetts Mutual Life Insurance Company), Ameritas, The Standard

• Lloyd’s for special cases

• Policy comparisons across top-tier disability insurance carriers

• Access to guaranteed standard issue disability insurance at 150+ hospitals nationwide

• Nationwide discounts for physicians

Disability Insurance Industry Focus

• Specializing in disability insurance for physicians

• Expertise serving 29-35 year old medical school graduates and early-career doctors

• GSI disability insurance for attending physicians available with Mayo Clinic, University of Chicago, Dartmouth, University of Virginia, University of Wisconsin, University of Arkansas, University of Rochester, Baylor University

• No medical underwriting required for GSI policies

• $15,000 per month GSI benefit limit without medical questions

Disability Insurance Licensing and Reach

• Licensed disability insurance broker in all 50 states

• Operates virtually with primary care physicians and physician specialists nationwide

• Access to discounts not available through other insurance agents or brokers

• Group discounts (10–15%) available through hospitals, residency programs, employers like Google and Amazon, Bar associations, and American Veterinary Medical Association

• Disability insurance discounts activated with 3+ applicants per employer

Disability Insurance Professional Recognition

Principal Jamie Fleischner’s recognitions include:

• Chartered Life Underwriter

• Chartered Financial Consultant

• Life Underwriter Training Council Fellow

• NAIFA (National Association of Insurance and Financial Advisors) National Conference Keynote Speaker 2019

• NAIFA Denver Past President 2001-2002

• Guardian Hall of Fame

• Principal Financial Group Top 10 Agent (National)

• Guardian Inner Circle Producer

• Top Insurance Broker 5280 Magazine 2011-present