Mobile Menu Toggle Request a Quote
Two nurses stand in a hospital corridor as bright light falls on one and shadow covers the other, illustrating how rising CRNA earnings increasingly exceed the protection offered by employer disability plans.

CRNA Income Up But Employer Disability Protection Stays Flat

December 22, 2025
Read More
Medical resident reviewing diagnostic imaging during training, illustrating disability insurance for medical residents, resident physician disability coverage, and guaranteed issue disability for residents, with options including best disability insurance for medical residents from Ameritas, Guardian, Berkshire Life, MassMutual, Principal Financial Group, The Standard, and Northwestern Mutual, addressing medical students, interns, early career doctors, specialty specific coverage, income protection, cost considerations, and resident disability insurance quotes through a disability insurance agent for residents and insurance for residents

What Happens to Your Income If You Get Sick During Your Medical Residency

December 19, 2025
Read More
Editorial illustration representing disability insurance for orthopedic surgeons, showing the high cost of orthopedic surgeon disability insurance coverage and income protection, even when discounts reduce premiums.

Orthopedic Surgeons Face High Disability Costs, Even with Discounts

December 18, 2025
Read More
Editorial illustration representing disability insurance for business owners, showing how business owner disability insurance, business owner disability coverage, and business owner insurance options protect income when illness or injury disrupts the ability to work.

Disability Insurance Helps Consultants Offset Income Disruptions

December 17, 2025
Read More

Why Midlife Income Protection Depends More on Timing Than Assets [Podcast]

December 16, 2025
Read More
dentist disability coverage disability income insurance dentist disability insurance dentist disability insurance income protection insurance dentists disability insurance dentist income protection insurance disability dentist income protection insurance insurance policies disability insurance dentist risk management insurance companies disability insurance coverage dentistry disability insurance insurance claim disability insurance policy dentists disability coverage policy disability policies dentists income insurance policies disability policy dentists insurance group policy disability insurance claim dentists insurance options premium disability insurance companies dentists professional insurance premiums disability claims

New Dentists Lose Best Disability Insurance Options after Graduation

December 15, 2025
Read More
pediatrician disability insurance risk factors clinical workload disruption repetitive strain infectious exposure burnout residency fellowship income protection own occupation definition physician disability insurance coverage gaps for pediatric trainees and early career physicians

When Health Problems Interrupt Pediatric Care, Young Physicians Face Immediate Income Pressure

December 12, 2025
Read More
radiologist disability insurance risk factors including repetitive strain musculoskeletal injury diagnostic imaging workflow disruption interventional radiology fine motor impairment specialty specific own occupation physician disability insurance income protection for radiologists

Disability Insurance Protects Radiologists When Health Disrupts Specialty Work

December 11, 2025
Read More
A cracked metal shield partially blocking and protecting a separate anatomical heart, symbolizing the rising occupational strain in interventional cardiology and the need for stronger disability insurance for cardiologists, including true own-occupation protection, specialty-specific coverage, risk-based pricing, and long-term cardiologist income protection.

Disability Insurance for Cardiologists: Rising Procedural Strains Reshape Coverage Needs

December 10, 2025
Read More
Chart from The Income Protection Podcast episode showing the projected “income asset” or human life value of a 35-year-old high-earning professional, with lifetime earnings approaching $20 million, illustrating the core argument behind individual disability insurance, own-occupation coverage, and income protection planning. The graph demonstrates how future income is a multi-million-dollar financial asset that must be insured to prevent catastrophic loss, especially for physicians, dentists, attorneys and other specialists who rely on their ability to work. The episode uses this visual to explain why employer long-term disability plans often fall short, why supplemental disability insurance is essential, and how income-loss scenarios expose large coverage gaps that put financial plans at risk. Listeners are encouraged to hear the full discussion on income protection strategies, disability risk, coverage design, and the importance of visually modeling lifetime earnings.

Most High-Income Professionals Are Underinsured — And Don’t Realize It [Podcast]

December 9, 2025
Read More
A skier preparing to drop into untouched fresh powder, symbolizing why early action matters in securing resident physician disability coverage, disability insurance for medical residents, and best disability insurance for medical residents. Image connects to coverage options from Ameritas, Guardian, MassMutual, Principal Financial Group, Berkshire Life, The Standard, and Northwestern Mutual, highlighting specialty specific risks, training demands, medical students, ama insurance, income protection, policy options, premium considerations, residency transitions, coverage planning, and long-term protection for early-career physicians.

Resident Physician Disability Coverage: What Medical Residents Need to Know About Timing and Underwriting

December 8, 2025
Read More

Get Set Today

Let Set for Life help you quickly and easily determine which insurance will give you the protection you need.