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Disability Insurance for Athletes

Best Disability Insurance for Athletes

Income Protection for Professional Athletes

High-Limit Sports Disability Coverage

Disability insurance for athletes protects against injuries that could jeopardize guaranteed contracts, signing bonuses, and endorsements.

Professional athletes rely on their physical ability and precision—especially their hands—to secure their future. A high-limit disability insurance policy protects their income and ability to earn through contracts, bonuses, and endorsements.
Disability Insurance Ameritas Disability Insurance Ameritas
Disability Insurance Guardian Disability Insurance Guardian
Disability Insurance MassMutual Disability Insurance MassMutual
Disability Insurance Principal Financial Group Disability Insurance Principal Financial Group
Disability Insurance The Standard Disability Insurance The Standard

Disability Insurance for Athletes – Request a Quote

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Athlete Disability Insurance Quotes

Own-Occupation Disability Coverage

Pays full benefits when an athlete cannot perform their sport due to injury or illness, even if working elsewhere.

Residual Disability Income Protection

Provides partial benefits when reduced play or recovery lowers income by 15–20%, ensuring consistent earnings during rehabilitation and return-to-play periods.

Future Purchase Option Rider

Allows coverage increases as salaries and endorsements grow, without new medical underwriting. Includes flexible options through major carriers including Guardian, MassMutual, Ameritas, and The Standard.

Athlete Disability Insurance FAQ