Physicians who are unable to work due to disability may have to rely on their savings, borrow money, or rely on family members or friends for financial support. They may also have to sell assets or take on debt to cover their expenses, potentially causing long-term financial damage.

In some cases, physicians who become disabled and do not have disability insurance may be forced to leave their medical practice altogether, which can have a significant impact on their career and financial future.

Not purchasing disability insurance can leave physicians vulnerable to financial hardship in case of an unexpected disability, which can impact not only their own financial well-being but also that of their family and dependents. It is important for physicians to consider purchasing disability insurance to protect their income and financial future in case of an unexpected disability.