We often work with married couples who are both looking to purchase an individual disability policy. Most ask if there is a discount if both of them purchase a policy.
The answer is no. For disability insurance, the company truly looks at each person as an individual. There are no discounts available for married couples.
Factors that affect premium rates are as follows:
- Monthly benefit
- Riders or benefits on the policy
- State of residence (where you live)
For more information about individual disability insurance or to request a personalized quote comparison, please contact Set for Life Insurance today!