Instant Disability Insurance Quotes
Are instant disability insurance quotes accurate? Not really. There are many factors needed to determine disability insurance rates for an individual disability policy. As such, an instant disability quote may be off significantly. Some instant disability quote websites only ask date of birth, location and income. This is far from the relevant information needed to provide an accurate quote.
Here is a list of the relevant information needed to provide an accuarate quote and the percentage of swing the difference can make:
1) Gender. 40% swing
2) Occupational Class: 30-50% swing
3) Available discounts: 10-55% swing
4) Company pricing: 20-75% swing
If you are looking for an accurate quote customized to your needs, requesting a quote from a company that asks you more comprehensive information may actually save you time in the long run.