The Set For Life Blog
Protecting Your Career: The Importance of Disability Insurance for Athletes
For professional athletes, a career-ending injury or illness is a constant risk. The physical demands of sports, combined with the unpredictability of life, mean that a single incident can jeopardize an athlete's future. Disability insurance provides a vital safety...
The Importance of Key Person Life and Disability Insurance for Your Business
The Importance of Key Person Insurance for Your Business In the world of business, planning for the unexpected is crucial. One of the most vital yet often overlooked aspects of this planning is key person insurance. This form of coverage is essential for protecting...
Dentists and Disability Insurance
As a dentist, you've invested significant time, effort, and resources to build your practice and establish a successful career. Your role is crucial in maintaining and improving the oral health of your patients. However, the physical and mental demands of your...
Deadline for Graduating Medical Residents Extended–Disability Insurance
If you are a resident or fellow who just graduated in June 2024, there is still time to secure the resident discounted rates for your disability insurance policies. The deadline has been extended to September 30th. What are the benefits of obtaining a policy prior to...
Why CRNAs Should Get Disability Insurance: Safeguarding Your Career and Future
As a Certified Registered Nurse Anesthetist (CRNA), you've dedicated years of rigorous training and education to reach your current professional standing. Your role is critical in the healthcare system, providing anesthesia care to patients before, during, and after...
What is the Best Way to Calculate How Much Life Insurance I Need?
Life insurance is a critical component of financial planning, providing peace of mind that your loved ones will be financially secure in the event of your untimely death. But how do you determine the right amount of life insurance to purchase? Calculating your life...
Can Pro Athletes Get Disability Insurance? Absolutely—Here’s Why They Should
Professional athletes dedicate their lives to excelling in their sports, often starting from a young age and enduring rigorous training regimens. Their careers, although potentially lucrative, are often short and fraught with the risk of injury. This inherent risk...
Why Medical Residents Purchase Disability Insurance Before Graduation
It's graduation season for medical residents and fellows. As most people are aware, this means it is the ideal time to purchase your disability policy. There are several advantages to buying a disability policy while still in residency: Discounts. Resident discounts...
Disability Insurance: Graded to Level Premiums
When you purchase an individual disability policy, some companies offer a graded or level premium. Level premiums are fixed and guaranteed for the full benefit period of a policy which is usually to age 65, 67 or 70. Graded premiums are initially less expensive and...