Your ability to earn an income is the foundation of your financial security. Think about it: without your paycheck, how would you pay your mortgage, save for retirement, or fund your children’s education? Disability insurance is designed to replace a portion of your income if illness or injury prevents you from working, allowing you to focus on recovery without financial stress. At Set for Life Insurance, we believe this type of coverage is essential, especially for professionals who have invested years in building their careers.

One of our clients, Dr. Mark, understood this all too well. As a 35-year-old orthopedic surgeon, he came to us during his residency to secure a disability insurance policy. Like many physicians, he recognized the physical demands of his profession and wanted to safeguard his future earning potential. Two years into his private practice, Mark suffered a severe wrist injury that permanently prevented him from performing surgeries. Since his policy had an own occupation definition of disability, he was able to retrain to be a psychiatrist and is working in private practice while still collecting monthly disability benefits. 

Mark’s story is a reminder that disability insurance isn’t just about worst-case scenarios—it’s about creating a financial safety net for any unexpected interruption to your income. Whether you’re a physician, attorney, or entrepreneur, your ability to earn is one of your greatest assets. Disability insurance protects that asset, ensuring you can maintain your lifestyle and meet your financial obligations even if the unexpected happens.

At Set for Life Insurance, we specialize in crafting policies tailored to your profession and lifestyle. We shop around to find the most suitable policy at the best available rates including discounts. 

Don’t wait until it’s too late to secure your financial future. Visit our Disability Insurance page to explore your options and schedule a consultation. Together, we’ll create a policy that gives you confidence and peace of mind.