Do NOT request a disability insurance quote if you fall into one of these categories:

• You are currently disabled
• You are getting ready to travel to a dangerous area
• You are uninsurable
• You are over the age of 60
• You are not currently employed
• You are getting ready to file a disability claim
• You only plan to hold onto the policy for less than a year.
• You live outside of the US
• You are involved in illegal activity
• You are HIV positive
• You do illegal drugs
• You work less than 30 hours a week.
• You were just turned down from another insurance company
• You work in the US illegaly