Disability Insurance and Unisex Rates
Feb 10, 2011
Jamie Fleischner

Jamie Fleischner

10 Feb, 2011

What does it mean when disability insurance is offered at unisex rates? 

Unisex rates are rates that are gender neutral and are the same for males and females.

Female rates are typically 40% more than male rates. Therefore, unisex rates favor females significantly. Some companies offer unisex rates and additional employer discounts which can equate to a total discount of 55%.

Unisex rates for men are actually more expensive than gender distinct rates. Therefore, if the unisex rate is not combined with an employer sponsored discount, it may not be beneficial.

For more information about unisex rates and to request a quote comparison, please contact the Set for Life Insurance office today.

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Getting the right disability insurance can be downright confusing. At Set For Life, we’ll help you understand the options and work with you to select just the right product for you and your family. These articles will help you understand some of the complexities involved, but we’re happy to walk you through it! If you’re ready to get set, reach out for a quote today!