I carried an individual disability policy with the AANA association p0licy. It wasn’t until I turned 40 and my rates skyrocketed. Thank goodness I found Set for Life Insurance. Not only did they shop around and find me the best coverage available to cover me as a CRNA, they put together a discount at my hospital that saved me tremendously.  With this locked in rate, I will pay significantly less over the next 20 years with my Set for Life plan than the AANA plan. I will gladly recommend Set for Life Insurance to anyone in the market for disability insurance.