The Set For Life Blog
Jonathan W., CRNA, Louisville, KY
Thank you Set for Life for making this process as pain-less as possible. After shopping around all over the internet, I'm so glad I finally found your firm. You made the process a pleasure and simple. Thank you for your professionalism and for exceeding my...
What Are the Risks to Procrastinating When Buying Disability Insurance?
Procrastinating when it comes to buying disability insurance can expose you to several risks and potential financial consequences. Disability insurance is designed to provide you with income replacement in case you become unable to work due to a disability. Here are...
How Often Should I Review My Disability Insurance Policy
Reviewing your disability insurance policy is important to ensure that you have adequate coverage in the event that you become disabled and are unable to work. Here are some guidelines on how often you should review your disability insurance policy: Annually: Like...
How Often Should I Review My Life Insurance?
Reviewing your life insurance policy periodically is a wise practice to ensure that your coverage aligns with your current financial situation, life circumstances, and goals. Here are some general guidelines on how often you should review your life insurance policy:...
What is the difference between an insurance agent and broker when it comes to life and disabililty insurance?
Insurance agents and brokers are both professionals who assist individuals and businesses in acquiring insurance policies, including life and disability insurance. However, there are differences between the roles of insurance agents and insurance brokers: Insurance...
Do attorneys need disability insurance beyond what their employer provides?
Whether attorneys need additional disability insurance beyond what their employer provides depends on several factors, including their individual circumstances, financial situation, and preferences. Here are some considerations to keep in mind: Coverage Limits:...
What is the Most Important Part of a Disability Policy for Surgeons?
The most important part of a disability policy for a surgeon is the definition of disability or "Own Occupation" or "Own Specialty" coverage. This type of coverage ensures that if the surgeon becomes disabled and is unable to perform the duties of their specific...
What is the Number One Reason Medical Residents Purchase Disability Insurance?
The number one reason a medical residents purchase a disability insurance policy during medical residency is to protect their income and financial stability in the event that they become unable to work due to a disabling injury or illness. Medical professionals,...
Do Individual Disability Policies Pay Benefits If You Are Working Part Time?
Recently I had a physician client call me. She was listening to a physician financial podcast that said that people who were working part time would not receive their individual disaiblity benefits. They need to be working full time at the time of claim. THIS IS FALSE...
We’re here to help
Getting the right disability insurance can be downright confusing. At Set For Life, we’ll help you understand the options and work with you to select just the right product for you and your family. These articles will help you understand some of the complexities involved, but we’re happy to walk you through it! If you’re ready to get set, reach out for a quote today!