Shopping for disability insurance online can be a convenient way to purchase disability insurance but  can also be tricky and confusing.  Here are a few tips to purchasing an individual disability insurance online:

1)      Work with an experienced broker. Disability insurance is very specialized and it is important you choose to work with someone who has a lot of experience in this area. Additionally, make sure you are working with an independent broker who can show you multiple options instead of one company. This will save you time and your broker can objectively advise you.

2)      Don’t work with a site that generates leads. Some sites will sell your information to multiple agents. This will create a slew of people contacting you. I can also create privacy issues.

3)      Find out information about the company. If the company simply states they are experts but doesn’t disclose who they are or are located, this can be suspect.  Because you are not meeting face to face, make sure you know who you are working with and that they are qualified.

For more information about disability insurance and to request a personalized quote comparison, please contact the Set for Life Insurance office today!