If you are a consultant and are reliant on your income, you may be candidate for individual disability insurance.

Independent consultants who work for themselves are usually not covered under a large group disability insurance policy and their income is therefore vulnerable.

Prices for disability insurance for consultants vary and are dependent on several factors:

• Type of consulting. Computer consultants may be in a more optimal occupational class than a consultant who is working in the oil fields.
• Number of years. Consultants who are in business for more than 5 years are sometimes in a more optimal occupational class and premiums may be less expensive.
• Income. Consultants who have earned $100k+ for more than 2 years may be at a higher occupational class resulting in lower premiums.

For more information about disability insurance for consultants and to request a disability insurance quote comparison, contact Set for Life Insurance today!