Disability Insurance for Consultants
Nov 29, 2010
Jamie Fleischner

Jamie Fleischner

29 Nov, 2010

If you are a consultant and are reliant on your income, you may be candidate for individual disability insurance.

Independent consultants who work for themselves are usually not covered under a large group disability insurance policy and their income is therefore vulnerable.

Prices for disability insurance for consultants vary and are dependent on several factors:

  • Type of consulting. Computer consultants may be in a more optimal occupational class than a consultant who is working in the oil fields.
  • Number of years. Consultants who are in business for more than 5 years are sometimes in a more optimal occupational class and premiums may be less expensive.
  • Income. Consultants who have earned $100k+ for more than 2 years may be at a higher occupational class resulting in lower premiums.

For more information about disability insurance for consultants and to request a disability insurance quote comparison, contact Set for Life Insurance today!

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Getting the right disability insurance can be downright confusing. At Set For Life, we’ll help you understand the options and work with you to select just the right product for you and your family. These articles will help you understand some of the complexities involved, but we’re happy to walk you through it! If you’re ready to get set, reach out for a quote today!