Simplified Disability Insurance Underwriting
Sep 11, 2012
Jamie Fleischner

Jamie Fleischner

11 Sep, 2012

Disability insurance underwriting can be complicated. But it doesn’t have to be when you consider purchasing your policy with a simplified underwriting program.

If you are looking to purchase a policy with less than $5000/month benefit without the need for more in the future and don’t have any major health conditions, you may want to consider a simplified underwriting plan.

Sometimes less is more:

  • No income documentation.
  • No medical exams or testing.
  • No attending physician statements or medical records.
  • No personal history interview.

 

What is included?

  • Up to $5000/month benefit (depending on company).
  • Own occupation definition of disability.
  • Increase options in some circumstances.
  • Available to ages 18-60.
  • Available to most occupational classes.
  • All waiting and benefit periods available.

Please contact the Set for Life Insurance office today for more information.

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We’re here to help

Getting the right disability insurance can be downright confusing. At Set For Life, we’ll help you understand the options and work with you to select just the right product for you and your family. These articles will help you understand some of the complexities involved, but we’re happy to walk you through it! If you’re ready to get set, reach out for a quote today!