Disability insurance underwriting can be complicated. But it doesn’t have to be when you consider purchasing your policy with a simplified underwriting program.

If you are looking to purchase a policy with less than $5000/month benefit without the need for more in the future and don’t have any major health conditions, you may want to consider a simplified underwriting plan.

Sometimes less is more:

• No income documentation.
• No medical exams or testing.
• No attending physician statements or medical records.
• No personal history interview.

What is included?

• Up to $5000/month benefit (depending on company).
• Own occupation definition of disability.
• Increase options in some circumstances.
• Available to ages 18-60.
• Available to most occupational classes.
• All waiting and benefit periods available.

Please contact the Set for Life Insurance office today for more information.