It has been difficult for state and federal employees to acquire individual disability insurance. Companies typically offer up to $2000/month benefit even if no group disability insurance benefifs were offered by the employer.
Recently, a few companies have announced they will ease those guidelines. Some will offer the same amount of benefit available to non-governmental employees. Some companies will offer supplemental plans.
If you are a state, federal, instutional or governmental employee and would like more information about individual disability insurance, please contact us today.