If you are a professional who is graduating soon or are in your first year of practice, you may be able to qualify for an individual disability insurance policy without having proof of income.
Here is a list of the professional limits. For more information, contact Set for Life Insurance today!
- Amounts shown are monthly benefits. Policies are subject to medical underwriting.
- You may qualify for a larger benefit amount with proof of income or a contract verifying income.
- Be sure to inquire with Set for Life to see if discounts are available or can be set up for you!
Architect, Engineer (both degreed) First two years as business owner $4,000
Attorney First two years in practice $4,000
Law student – third or fourth year $2,000
Certified Public Accountant (CPA) First two years as business owner $4,000
Certified Registered Nurse Anesthetist CRNA First two years in practice $2,500
Dentist D.D.S. specialists – first two years in practice (Orthodontist, Endodontist, Periodontist,
Oral and Maxillofacial Surgeon Prosthodontist) $6,000
D.D.S. specialist residents/interns:
– Within 180 days of completing their residency program
– First through last year $6,000
General D.D.S. – first two years in practice $5,000
Dental students:
– Within 180 days of entering private practice $5,000
– Third or fourth year $2,500
Doctor Specialists – first two years in practice
(Gastroenterologist, Oncologist, Otolaryngologist, Cardiologist, Neonatologist, Urologist, Radiologist, Orthopedic Surgeon, Neurosurgeon)
$7,500
Specialist residents/interns: (specialists listed above)
– Within 180 days of completing their residency program $7,500
Other M.D., D.O. – first two years in practice
$6,500
Other M.D., D.O. residents/interns:
– Within 180 days of completing their residency program $6,500
–Not within 180 days of completing residency $5,000
Medical students – third or fourth year $2,500
Nurse Practitioner, Physicians Assistant First two years in practice $3,000
Optometrist First two years in practice $4,000
Ph.D. Psychologist First two years as business owner $3,000
Podiatrist First two years in practice $2,500
Resident/intern – first through last year $1,500
Pharmacist First two years in practice $4,000
Resident/intern – first through last year $1,500
Pharmacy student – last two years $1,500
Veterinarian First two years in practice $4,000
Resident/intern – first through last year $2,000
Veterinary Student – third or fourth year $2,000
