Graduating Professional Disability Insurance
Apr 2, 2014
Jamie Fleischner

Jamie Fleischner

2 Apr, 2014

If you are a professional who is graduating soon or are in your first year of practice, you may be able to qualify for an individual disability insurance policy without having proof of income.

Here is a list of the professional limits. For more information, contact Set for Life Insurance today!

  • Amounts shown are monthly benefits. Policies are subject to medical underwriting.
  • You may qualify for a larger benefit amount with proof of income or a contract verifying income.
  • Be sure to inquire with Set for Life to see if discounts are available or can be set up for you!

 

Architect, Engineer (both degreed) First two years as business owner $4,000

Attorney First two years in practice $4,000

Law student – third or fourth year $2,000

Certified Public Accountant (CPA) First two years as business owner $4,000

Certified Registered Nurse Anesthetist CRNA First two years in practice $2,500

Dentist D.D.S. specialists – first two years in practice (Orthodontist, Endodontist, Periodontist,

Oral and Maxillofacial Surgeon Prosthodontist) $6,000

D.D.S. specialist residents/interns:

– Within 180 days of completing their residency program
– First through last year $6,000

General D.D.S. – first two years in practice $5,000

Dental students:

– Within 180 days of entering private practice $5,000

– Third or fourth year $2,500

Doctor Specialists – first two years in practice

(Gastroenterologist, Oncologist, Otolaryngologist, Cardiologist, Neonatologist, Urologist, Radiologist, Orthopedic Surgeon, Neurosurgeon)

$7,500

Specialist residents/interns: (specialists listed above)

– Within 180 days of completing their residency program $7,500

Other M.D., D.O. – first two years in practice

$6,500

Other M.D., D.O. residents/interns:

– Within 180 days of completing their residency program $6,500

–Not within 180 days of completing residency $5,000

Medical students – third or fourth year $2,500

Nurse Practitioner, Physicians Assistant First two years in practice $3,000

Optometrist First two years in practice $4,000

Ph.D. Psychologist First two years as business owner $3,000

Podiatrist First two years in practice $2,500

Resident/intern – first through last year $1,500

Pharmacist First two years in practice $4,000

Resident/intern – first through last year $1,500

Pharmacy student – last two years $1,500

Veterinarian First two years in practice $4,000

Resident/intern – first through last year $2,000

Veterinary Student – third or fourth year $2,000

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Getting the right disability insurance can be downright confusing. At Set For Life, we’ll help you understand the options and work with you to select just the right product for you and your family. These articles will help you understand some of the complexities involved, but we’re happy to walk you through it! If you’re ready to get set, reach out for a quote today!