#engineers #disabilityinsurance #disabilityinsuranceforengineers
As an engineer, you fall into the best risk category from more insurance carriers which means you can obtain an individual disability insurance policy at the best available rates.
When requesting a quote comparison, make sure to disclose if you are a member of an association as there may be available discounts.
Some companies offer a select discount for engineers as well.
The following categories of engineers qualify for the best available risk class:
- 1 Chemical engineering
- 2 Civil engineering
- 3 Electrical engineering
- 4 Mechanical engineering
- 5 Systems engineering
- 6 Interdisciplinary
| Biomolecular engineering |
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| Materials engineering |
- Metallurgical engineering
- Ceramic engineering
- Polymer engineering
- Crystal engineering
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| Molecular engineering |
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| Process engineering |
- Petroleum refinery engineering
- Plastics engineering Paper engineering
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| Environmental engineering |
- Ecological engineering
- Fire protection engineering
- Sanitary engineering
- Municipal or urban engineeringhydraulics, etc.
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| Geological engineering |
| Structural engineering |
- Earthquake engineering
- Wind engineering,
- Architectural engineering
- Ocean engineering,
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| Transport engineering |
- Traffic engineering,
- Highway engineering
- Railway systems engineering
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| Water resources engineering |
- Hydraulic engineering,
- River engineering
- Coastal engineering,
- Groundwater engineering
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| Computer engineering |
- Software engineering:
- Hardware engineering:
- Network engineering
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| Electronic engineering |
- Control engineering, Telecommunications engineering
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| Optical engineering |
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| Power engineering |
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| Acoustical engineering |
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| Manufacturing engineering |
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| Thermal engineering |
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| Vehicle engineering |
- Automotive engineering, Naval architecture
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| Aerospace engineering |
- Aeronautics
- Astronautics,
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| Agricultural engineering |
- Bioprocess engineering
- Food engineering
- Aquaculture engineering
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| Applied engineering |
- Automation/control systems/mechatronics/robotics
- Computer-aided drawing and design (CADD)
- Construction
- Electronics
- General
- Graphics
- Manufacturing
- Nanotechnology
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| Biological engineering |
- Biomedical engineering
- Genetic engineering,
- Biochemical engineering, Tissue engineering
- Protein engineering,
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| Building services engineering |
- Mechanical engineering,
- HVAC: heating, ventilation and air conditioning
- Refrigeration
- Plumbing or public health (MEP) engineering: Water services, drainage and plumbing
- Electrical engineering,
- Artificial lighting and emergency lighting,
- ICT:
- Low voltage (LV)
- Security, CCTV, and alarm systems
- Vertical transportation: escalators and lifts
- Fire engineering, including fire detection and fire protection
- Natural lighting design
- Building facades engineering
- Energy supply – gas, electricity and renewable sources
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| Energy engineering |
- Solar engineering,
- Wind engineering,
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| Industrial engineering |
- Manufacturing engineering,.
- Component engineering,
- Systems engineering,
- Construction engineering,
- Textile engineering
- Safety engineering,
- Reliability engineering, optimising asset maintenance to minimise whole of life cost
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| Mechatronics |
- Robotics
- Instrumentation engineering
- Avionics
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| Nanoengineering |
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| Nuclear engineering |
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| Petroleum engineering |
- Reservoir engineering,
- Drilling engineering,
- Production engineering,
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