As an engineer, you fall into the best risk category from more insurance carriers which means you can obtain an individual disability insurance policy at the best available rates.
When requesting a quote comparison, make sure to disclose if you are a member of an association as there may be available discounts.
Some companies offer a select discount for engineers as well.
The following categories of engineers qualify for the best available risk class:
1 Chemical engineering
2 Civil engineering
3 Electrical engineering
4 Mechanical engineering
5 Systems engineering
6 Interdisciplinary
Biomolecular engineering
Materials engineering
Metallurgical engineering
Ceramic engineering
Polymer engineering
Crystal engineering
Molecular engineering
Process engineering
Petroleum refinery engineering
Plastics engineering Paper engineering
Environmental engineering
Ecological engineering
Fire protection engineering
Sanitary engineering
Municipal or urban engineeringhydraulics, etc.
Geological engineering
Structural engineering
Earthquake engineering
Wind engineering,
Architectural engineering
Ocean engineering,
Transport engineering
Traffic engineering,
Highway engineering
Railway systems engineering
Water resources engineering
Hydraulic engineering,
River engineering
Coastal engineering,
Groundwater engineering
Computer engineering
Software engineering:
Hardware engineering:
Network engineering
Electronic engineering
Control engineering, Telecommunications engineering
Optical engineering
Power engineering
Acoustical engineering
Manufacturing engineering
Thermal engineering
Vehicle engineering
Automotive engineering, Naval architecture
Aerospace engineering
Aeronautics
Astronautics,
Agricultural engineering
Bioprocess engineering
Food engineering
Aquaculture engineering
Applied engineering
Automation/control systems/mechatronics/robotics
Computer-aided drawing and design (CADD)
Construction
Electronics
General
Graphics
Manufacturing
Nanotechnology
Biological engineering
Biomedical engineering
Genetic engineering,
Biochemical engineering, Tissue engineering
Protein engineering,
Building services engineering
Mechanical engineering,
HVAC: heating, ventilation and air conditioning
Refrigeration
Plumbing or public health (MEP) engineering: Water services, drainage and plumbing
Electrical engineering,
Artificial lighting and emergency lighting,
ICT:
Low voltage (LV)
Security, CCTV, and alarm systems
Vertical transportation: escalators and lifts
Fire engineering, including fire detection and fire protection
Natural lighting design
Building facades engineering
Energy supply – gas, electricity and renewable sources
Energy engineering
Solar engineering,
Wind engineering,
Industrial engineering
Manufacturing engineering,.
Component engineering,
Systems engineering,
Construction engineering,
Textile engineering
Safety engineering,
Reliability engineering, optimising asset maintenance to minimise whole of life cost
